Effective Date: October 3, 2026
Welcome to the website of Nichols Agency LLC (“Nichols Agency,” “we,” “us,” or “our”). By using this website or submitting a quote request, you agree to these Terms & Conditions.
Information submitted through this website is used to help us respond to your insurance inquiry and may be used to obtain insurance quotes.
Submitting a quote request does not guarantee coverage, eligibility, acceptance, or a specific premium. Insurance coverage is subject to the terms, conditions, underwriting guidelines, and approval of the applicable insurance carrier.
A quote may change based on information provided, verification of information, underwriting requirements, and other factors.
Submitting information through this website does not create an insurance policy or bind coverage.
Coverage is not effective unless and until the applicable insurance carrier or authorized representative confirms coverage in accordance with the carrier’s procedures.
You agree that information you provide through this website is accurate and complete to the best of your knowledge.
You are responsible for notifying us if information changes or if information submitted during the quote process is inaccurate.
By providing your contact information, you may be contacted by Nichols Agency LLC regarding your insurance inquiry, quote, appointment, or customer service request.
Where required, marketing communications will only be sent when appropriate consent has been provided.
Carriers are not liable for delayed or undelivered messages.
If you separately consent to receive text messages, Nichols Agency LLC may send messages related to your insurance inquiry, quotes, appointments, customer service, and, when separately authorized, marketing or promotional communications.
Message frequency may vary. Message and data rates may apply. Reply STOP to opt out and HELP for assistance.
Consent to receive marketing text messages is not a condition of purchasing insurance or obtaining an insurance quote.
Nichols Agency LLC may work with insurance carriers and other service providers to obtain or provide insurance products. Those companies may have their own terms, conditions, privacy policies, underwriting requirements, and eligibility guidelines.
You agree not to misuse this website, attempt to interfere with its operation, or use it for unlawful purposes.
We may modify, suspend, or discontinue portions of the website or its services at any time.
To the extent permitted by applicable law, Nichols Agency LLC is not responsible for losses resulting from reliance on information provided through this website, website interruptions, technical problems, or information submitted incorrectly by a user.
Nothing in these Terms & Conditions is intended to limit rights or protections that cannot legally be limited.
You must be 18 years of age or older to use this SMS service and to request an insurance quote through The Nichols Agency.
We may update these Terms & Conditions from time to time. Updated terms will be posted on this page with a revised effective date.
If you have any questions regarding privacy, please read our Privacy Policy: https://thenicholsinsuranceagency.com/privacy-policy
Nichols Agency LLC
7150 Whippoorwill Ln Ste 4
San Antonio, TX 78263
Phone: 210-942-4343
Email: [email protected]